How we work

As Independent Financial Advisers we are free to advise on financial products available from all product providers. We use advanced computer software to research, compare and select the most suitable contracts and funds currently available. We are thus able to make arrangements to maximise the benefits to our clients.

We can review your existing financial situation and reach a realistic assessment of your likely needs. For this, you will need to set aside some time to talk to us – the initial consultation is at our cost;  there’s no charge, and no obligation, while we attempt to establish if we can improve your situation.

Depending on your instructions we will carry out a needs analysis, taking into account any specific plans/ targets you may have. We will then provide advice and guidance to help you realise your financial goals, followed up with regular reviews to keep things on track.

We establish your priorities and assess your existing strategies before evaluating their likely efficacy. Before addressing any potential areas of concern, we take care to pay attention to your current income and your prospects, tailoring our advice to your budget.

All of our proposals will be fully explained and costed so that you will know exactly what and why before you agree to anything.